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Countrywide Home Loans in West Virginia

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Legal Disclaimer: The Cyberhomes™ property valuation results from the use of some and/or all of the following: automated valuation technology, statistical modeling, public records data (as available from time to time) and human logic combined to provide a rational estimate of the possible selling price of a residential property. This valuation is and does not constitute an appraisal. This valuation contains no representations or warranties regarding a property's marketability, functional or economic obsolescence, environmental damage, compliance with existing building and safety codes and regulations, or flood insurance determination. This valuation does not warrant the accuracy or completeness of any public record information or data sources used to help determine this valuation.

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This property valuation tool is provided by Fidelity National Financial, Inc. Fidelity National Financial is not affiliated with Countrywide Financial Corporation ('Countrywide') or any of its affiliates. Countrywide makes no guarantees or warranties regarding this property valuation tool and is not responsible for the accuracy of any of the data provided. In processing applications for and making decisions regarding home loan financing, Countrywide determines the value of a property using data and valuation tools that Countywide considers appropriate for its underwriting criteria and internal decision making (collectively referred to as 'processes') and such processes may reach a different valuation than that provided by using this tool. Countrywide is not bound by or in any way obligated to accept, use or refer to the valuation and data provided by this tool in conjunction with any loan application or request for home financing.

West Virginia Quick Facts

State Population:
1,808,344
State Capital:
Charleston
Median Housing Value:
$89,700
Median Income:
$47,659
Avg Household Size:
2.4
Land Area:
66,544 sq mi
State Code:
WV
Largest City:
FOLSOM - 66,123
2006 Data from http://www.census.gov

West Virginia - Born During the Civil War

West Virginia became a state in the middle of the Civil War on June 20, 1863. It was the war itself that enabled the formation of the state.

Originally part of Virginia, residents in the western part of the state were already unhappy. They felt that they were not being treated equally in taxation, representation and public works spending. Most also supported the Federal government when Virginia seceded to join the Confederacy.

These citizens of western Virginia set up a separate government with a provisional governor on June 20, 1861. They backed President Lincoln and his Emancipation Proclamation.

Less than a year later, they sent a bill to Congress that a new state be created and admitted to the Union. The bill forming the state passed and was signed by the President on Dec. 31, 1862. On April 20,1863, the President issued a proclamation that 60 days later West Virginia would become a state. The only state created through a Presidential Proclamation.

During the Civil War, West Virginia provided more than 31,000 troops to the Union Army. As in other states, loyalties were divided and it is estimated that another 16,000 to 20,000 West Virginians served in the Confederate Army.

Cash Out Refinance in West Virginia

Are you a homeowner in West Virginia looking for a cash-out refinance loan? Perhaps you want to use the cash from available home equity to pay off those high interest credit cards.1 Or maybe, you want to make some needed repairs and just don't have the money on hand.

There are several home mortgage loan options that can meet your needs. There's a traditional refinance loan, an equity loan and an equity line of credit.2 Your financial goals and situation can help you decide.

Countrywide Loans in West Virginia

Countrywide offers a range of loan options for homeowners in West Virginia. Our loan experts can help you choose the loan that best meets your financial situation and goals. And, our experts know your community. Use our interactive tools to get started today. Or, call a Countrywide loan expert at 1-800-224-4207.

Cities of West Virginia by Population

    1. The relative benefits of a consolidation loan may vary over time and will depend on individual circumstances. The longer the property and loan at a new lower rate and term is kept, the more interest savings can be realized when compared to your current situation. The repayment period of a mortgage loan can generally be shortened when additional funds above scheduled monthly mortgage payments are consistently paid and applied to reduce the loan balance.

    2. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and/or the total amount paid when compared to your current situation.

    Information gathered from: West Virginia state Web site, 50states.com, westvirginia.com (visitor's site).

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