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West Virginia Quick Facts
West Virginia - Born During the Civil War
West Virginia became a state in the middle of the Civil War on June 20, 1863. It was the war itself that enabled the formation of the state.
Originally part of Virginia, residents in the western part of the state were already unhappy. They felt that they were not being treated equally in taxation, representation and public works spending. Most also supported the Federal government when Virginia seceded to join the Confederacy.
These citizens of western Virginia set up a separate government with a provisional governor on June 20, 1861. They backed President Lincoln and his Emancipation Proclamation.
Less than a year later, they sent a bill to Congress that a new state be created and admitted to the Union. The bill forming the state passed and was signed by the President on Dec. 31, 1862. On April 20,1863, the President issued a proclamation that 60 days later West Virginia would become a state. The only state created through a Presidential Proclamation.
During the Civil War, West Virginia provided more than 31,000 troops to the Union Army. As in other states, loyalties were divided and it is estimated that another 16,000 to 20,000 West Virginians served in the Confederate Army.
Cash Out Refinance in West Virginia
Are you a homeowner in West Virginia looking for a cash-out refinance loan? Perhaps you want to use the cash from available home equity to pay off those high interest credit cards.1 Or maybe, you want to make some needed repairs and just don't have the money on hand.
There are several home mortgage loan options that can meet your needs. There's a traditional refinance loan, an equity loan and an equity line of credit.2 Your financial goals and situation can help you decide.
Countrywide Loans in West Virginia
Countrywide offers a range of loan options for homeowners in West Virginia. Our loan experts can help you choose the loan that best meets your financial situation and goals. And, our experts know your community. Use our interactive tools to get started today. Or, call a Countrywide loan expert at 1-800-224-4207.
Cities of West Virginia by Population
1. The relative benefits of a consolidation loan may vary over time and will depend on individual circumstances. The longer the property and loan at a new lower rate and term is kept, the more interest savings can be realized when compared to your current situation. The repayment period of a mortgage loan can generally be shortened when additional funds above scheduled monthly mortgage payments are consistently paid and applied to reduce the loan balance.
2. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and/or the total amount paid when compared to your current situation.
Information gathered from: West Virginia state Web site, 50states.com, westvirginia.com (visitor's site).

