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Countrywide Home Loans in Vermont

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Legal Disclaimer: The Cyberhomes™ property valuation results from the use of some and/or all of the following: automated valuation technology, statistical modeling, public records data (as available from time to time) and human logic combined to provide a rational estimate of the possible selling price of a residential property. This valuation is and does not constitute an appraisal. This valuation contains no representations or warranties regarding a property's marketability, functional or economic obsolescence, environmental damage, compliance with existing building and safety codes and regulations, or flood insurance determination. This valuation does not warrant the accuracy or completeness of any public record information or data sources used to help determine this valuation.

The valuations are provided "as is" and Countrywide Financial Corporation and/or its affiliates (collectively 'Countrywide') make no representation or warranty of any kind, express or implied, with respect to their accuracy, completeness, or currentness, including without limitation the implied warranties of merchantability and fitness for a particular purpose or non-infringement.

This property valuation tool is provided by Fidelity National Financial, Inc. Fidelity National Financial is not affiliated with Countrywide Financial Corporation ('Countrywide') or any of its affiliates. Countrywide makes no guarantees or warranties regarding this property valuation tool and is not responsible for the accuracy of any of the data provided. In processing applications for and making decisions regarding home loan financing, Countrywide determines the value of a property using data and valuation tools that Countywide considers appropriate for its underwriting criteria and internal decision making (collectively referred to as 'processes') and such processes may reach a different valuation than that provided by using this tool. Countrywide is not bound by or in any way obligated to accept, use or refer to the valuation and data provided by this tool in conjunction with any loan application or request for home financing.

Vermont Quick Facts

State Population:
608,827
State Capital:
Montpelier
Median Housing Value:
$193,000
Median Income:
$47,074
Avg Household Size:
2.44
Land Area:
82,144 sq mi
State Code:
VT
Largest City:
BAKERSFIELD - 308,392
2006 Data from http://www.census.gov

Vermont – The Green Mountain State

Vermont operated as an independent republic for 14 years from 1777 until become a U.S. state in 1791. Its militia under leadership of Col. Ethan Allen played a pivotal role in the Revolutionary War. It was the 14th state to join the U.S. after the original 13 colonies.

About a million and a half acres of the state are used for agriculture, contributing to Vermont’s reputation for an idyllic, rural landscape. Dairy farming is the main focus, with Vermont producing about half the milk in New England. The state also produces cheese, butter, yogurt and ice cream. It is the home of Ben and Jerry’s Ice Cream.

Vermont also is America’s largest producer of maple syrup. Other crops include apples, honey, potatoes and Christmas trees.

Manufacturing is the major employer in the state and the second largest contributor to the economy. Products include electronic components and equipment, tools, specialty consumer products and more.

Vermont Home Equity and Refinance Loans

As a Vermont homeowner, a home equity or mortgage refinance loan may help you pay for needed repairs on your historic home. Maybe you want to make some improvements, but don’t have the cash on hand.

A cash-out refinance loan could be your answer, depending on your particular financial needs and goals.1 A no closing cost refinance option also helps keeps your upfront out-of-pockets costs low.2 Or, maybe a home equity loan or line of credit would be the way to fund your projects or consolidate your debt.3

Countrywide Loans in Vermont

Countrywide has a selection of loans for Vermont homeowners seeking a refinance or equity loan. Our loan experts know your community. And, they can help match you with a loan that can help you achieve your financial goals. We have interactive tools to get you thinking. Or, call a Countrywide loan expert today at 1-800-224-4207.

Cities of Vermont by Population

    1. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and/or the total amount paid when compared to your current situation.

    2. Affects pricing. With the No Closing Cost Refi Option, borrowers finance the closing costs instead of paying for them at closing. Borrowers who pay closing costs at closing may qualify for a lower interest rate. Some upfront fees (ex. credit report and appraisal) may apply and may be credited at closing. Call for details.

    3. The relative benefits of a consolidation loan may vary over time and will depend on individual circumstances. The longer the property and loan at a new lower rate and term is kept, the more interest savings can be realized when compared to your current situation. The repayment period of a mortgage loan can generally be shortened when additional funds above scheduled monthly mortgage payments are consistently paid and applied to reduce the loan balance.

    Information gathered from: Vermont Dept. of Tourism Web site, and Vermont state Web site.

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