Countrywide Home Loans in New Jersey

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What's Your House Worth?

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Legal Disclaimer

Legal Disclaimer: The Cyberhomes™ property valuation results from the use of some and/or all of the following: automated valuation technology, statistical modeling, public records data (as available from time to time) and human logic combined to provide a rational estimate of the possible selling price of a residential property. This valuation is and does not constitute an appraisal. This valuation contains no representations or warranties regarding a property's marketability, functional or economic obsolescence, environmental damage, compliance with existing building and safety codes and regulations, or flood insurance determination. This valuation does not warrant the accuracy or completeness of any public record information or data sources used to help determine this valuation.

The valuations are provided "as is" and Countrywide Financial Corporation and/or its affiliates (collectively 'Countrywide') make no representation or warranty of any kind, express or implied, with respect to their accuracy, completeness, or currentness, including without limitation the implied warranties of merchantability and fitness for a particular purpose or non-infringement.

This property valuation tool is provided by Fidelity National Financial, Inc. Fidelity National Financial is not affiliated with Countrywide Financial Corporation ('Countrywide') or any of its affiliates. Countrywide makes no guarantees or warranties regarding this property valuation tool and is not responsible for the accuracy of any of the data provided. In processing applications for and making decisions regarding home loan financing, Countrywide determines the value of a property using data and valuation tools that Countywide considers appropriate for its underwriting criteria and internal decision making (collectively referred to as 'processes') and such processes may reach a different valuation than that provided by using this tool. Countrywide is not bound by or in any way obligated to accept, use or refer to the valuation and data provided by this tool in conjunction with any loan application or request for home financing.

New Jersey Quick Facts

New Jersey - A Garden State of Opportunities

New Jersey earned a new distinction in 2008 when a research study found the state has highest percentage of millionaire households in the U.S. at 7.1 percent. It's not all that surprising when you consider that northern New Jersey is a suburb of New York City.

One of the original 13 colonies that fought British rule, its representatives signed the Declaration of Independence. Princeton briefly served as the new nation's capital.

Although its nickname is the Garden State, the small state is the 11th most populated in the country and the most densely populated among the states. All of its counties are defined as "urban” by the Census Bureau. And yet, almost half of the state is still wooded today.

Its economy has long been industrialized and today includes the pharmaceutical industry, chemical development, food processing, telecommunications, electrical equipment, printing and publishing. New Jersey also has one of the world's largest shipping ports, and one of the country's busiest airports in Newark.

The state also has a vibrant tourism industry with its close proximity to New York and its Atlantic "Shore” with the gambling Mecca of Atlantic City.

Many celebrities were born in the state, including: Frank Sinatra, Bruce Springsteen, Jon Bon Jovi, Whitney Houston, Queen Latifah, and the fictional organized crime family on The Sopranos.

Home Equity and Refinancing in New Jersey

New Jersey homeowners who may be considering a home equity loan or refinancing have some options to consider. Your goals may help you decide a path to follow. Are you looking to:

• Lower your interest rate?
• Lower your monthly payment?¹
• Refinance to make home repairs or improvements?
• Consolidate high-interest debt with a cash-out refinance loan?²

Countrywide Loan Options in New Jersey

Whether you're looking to refinance your loan or get a second mortgage, Countrywide has loan experts who can assist you. They are familiar with your community and can help you find a mortgage loan best suited for your needs. Get started today by using our interactive tools, or call a Countrywide loan expert today at 1-Countrywide Loan Options in New Jersey Whether you're looking to refinance your loan or get a second mortgage, Countrywide has loan experts who can assist you. They are familiar with your community and can help you find a mortgage loan best suited for your needs. Get started today by using our interactive tools, or call a Countrywide loan expert today at 1-800-224-4207.

Cities of New Jersey by Population

* Rate and A.P.R. will vary based on factors such as points, loan amount, loan-to-value, borrower's credit, property type, and occupancy. Rates and APRs assume excellent credit quality and that an escrow account is set up for payment of property taxes, hazard insurance, and mortgage insurance if applicable. Rate/APR assumes a loan amount of $200,000, an 80% Loan to value, a lock period of 30 days. All rates and terms subject to change without notice. Restrictions apply, call for details.