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Countrywide Home Loans in Iowa

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Legal Disclaimer: The Cyberhomes™ property valuation results from the use of some and/or all of the following: automated valuation technology, statistical modeling, public records data (as available from time to time) and human logic combined to provide a rational estimate of the possible selling price of a residential property. This valuation is and does not constitute an appraisal. This valuation contains no representations or warranties regarding a property's marketability, functional or economic obsolescence, environmental damage, compliance with existing building and safety codes and regulations, or flood insurance determination. This valuation does not warrant the accuracy or completeness of any public record information or data sources used to help determine this valuation.

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This property valuation tool is provided by Fidelity National Financial, Inc. Fidelity National Financial is not affiliated with Countrywide Financial Corporation ('Countrywide') or any of its affiliates. Countrywide makes no guarantees or warranties regarding this property valuation tool and is not responsible for the accuracy of any of the data provided. In processing applications for and making decisions regarding home loan financing, Countrywide determines the value of a property using data and valuation tools that Countywide considers appropriate for its underwriting criteria and internal decision making (collectively referred to as 'processes') and such processes may reach a different valuation than that provided by using this tool. Countrywide is not bound by or in any way obligated to accept, use or refer to the valuation and data provided by this tool in conjunction with any loan application or request for home financing.

Iowa Quick Facts

State Population:
2,926,324
State Capital:
Des Moines
Median Housing Value:
$112,600
Median Income:
$42,195
Avg Household Size:
2.46
Land Area:
35,867 sq mi
State Code:
IA
Largest City:
DES MOINES - 193,886
2006 Data from http://www.census.gov

Iowa - The Hawkeye State

Iowa was originally part of the Louisiana Purchase, the land that the U.S. bought from France in 1803. The area was not open for settlement until the 1830s. Enough people moved into the area that by 1846 Iowa was accepted as the 29th U.S. state.

Iowa's fertile soil was perfect for farming and agriculture has been a vital element in its economy. About 89 percent of the land in the state is in farms. The cash receipts for farm products are the third highest in the country. Iowa is first is pork, corn and egg production. It is second in soybean and red meat.

In addition to traditional farming, there are 400 certified organic farms in the state with about 100,000 acres of farmland. The state also has 180 farmers' markets.

Although agriculture is the mainstay of its economy, Iowa also as a growing industrial sector. It produces machinery, electric equipment, chemical products and ethanol.

Iowa has a strong commitment to quality education. The graduation rate for high school seniors is among the highest in the country at 88.9 percent.

Iowa Home Equity and Refinance Loans

Are you thinking about refinancing your Iowa home mortgage loan? People have many different reasons for refinancing. The most common are to:

    Lower the interest rate
  • Lower the monthly payment1
  • Consolidate debt with a cash-out refinance loan2
  • Make home improvements or repairs with a cash-out refi

Your financial goals may help you decide which loan is best for you. You can choose from a refinance loan, a home equity loan or a home equity line of credit.1

Countrywide Loans in Iowa

Countrywide offers loan options for Iowa homeowners. Our loan experts know how to help homeowners find the loan that will best match their needs. Countrywide also knows your community. Our interactive tools are an easy way to get started. Or, call a Countrywide home loan expert today at 1-800-224-4207.

Cities of Iowa by Population

    1. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and/or the total amount paid when compared to your current situation.

    2. The relative benefits of a consolidation loan may vary over time and will depend on individual circumstances. The longer the property and loan at a new lower rate and term is kept, the more interest savings can be realized when compared to your current situation. The repayment period of a mortgage loan can generally be shortened when additional funds above scheduled monthly mortgage payments are consistently paid and applied to reduce the loan balance.

    3. Affects pricing. With the refinance loan, borrowers may finance the closing costs instead of paying for them at closing. Borrowers who pay closing costs at closing may qualify for a lower interest rate. Some upfront fees (ex. credit report and appraisal) may apply and may be credited at closing. Call for details.

    Information gathered from state of Iowa Web site and links, and Iowa Dept. of Economic Development/Travel Iowa Web site.

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