Countrywide Home Loans in Illinois

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What's Your House Worth?

Get a FREE estimate of your home's value.

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Legal Disclaimer

Legal Disclaimer: The Cyberhomes™ property valuation results from the use of some and/or all of the following: automated valuation technology, statistical modeling, public records data (as available from time to time) and human logic combined to provide a rational estimate of the possible selling price of a residential property. This valuation is and does not constitute an appraisal. This valuation contains no representations or warranties regarding a property's marketability, functional or economic obsolescence, environmental damage, compliance with existing building and safety codes and regulations, or flood insurance determination. This valuation does not warrant the accuracy or completeness of any public record information or data sources used to help determine this valuation.

The valuations are provided "as is" and Countrywide Financial Corporation and/or its affiliates (collectively 'Countrywide') make no representation or warranty of any kind, express or implied, with respect to their accuracy, completeness, or currentness, including without limitation the implied warranties of merchantability and fitness for a particular purpose or non-infringement.

This property valuation tool is provided by Fidelity National Financial, Inc. Fidelity National Financial is not affiliated with Countrywide Financial Corporation ('Countrywide') or any of its affiliates. Countrywide makes no guarantees or warranties regarding this property valuation tool and is not responsible for the accuracy of any of the data provided. In processing applications for and making decisions regarding home loan financing, Countrywide determines the value of a property using data and valuation tools that Countywide considers appropriate for its underwriting criteria and internal decision making (collectively referred to as 'processes') and such processes may reach a different valuation than that provided by using this tool. Countrywide is not bound by or in any way obligated to accept, use or refer to the valuation and data provided by this tool in conjunction with any loan application or request for home financing.

Illinois Quick Facts

Illinois - The Prairie State

Illinois is a state of vast differences. It is home to the third largest city in the U.S., Chicago, while other parts of the state are open prairie and farmland. The state is the fifth most populous in the country.

About 65 percent of the state's residents live in the metro Chicago area, which has been the state's largest city since the 1850s. The city's ongoing popularity is amazing considering the fact that the city was almost completely destroyed by fire in 1871.

Illinois was a French colony until 1763 when it passed into British hands. At one time, it was part of Virginia, but later became part of the Northwest Territory. The Illinois territory was created in 1809 and nine years later, Illinois became the 21st state.

Illinois had a varied economic base with agricultural production, industrial cities, natural resources, a world-class port and one of the busiest airports in the world. The city of Chicago boasts the tallest building in North America, the Sears Tower. Chicago also is home to world-class museums, educational institutions and various sports teams.

Equity and Refinance Loans in Illinois

Illinois homeowners likely have a variety of reasons for considering a refinance or home equity loan for their home. The reasons are probably as varied as the state itself. The most common reasons people seek a home loan are to:

• Refinance to pay for home improvements or repairs
• Obtain a cash-out refi loan to consolidate high-interest debt¹
• Lower their interest rate
• Lower their monthly payment²

Whatever reason you may be thinking about mortgage refinance, explore your options to find the loan best for your needs.

Countrywide's Loan Experts Assist Illinois Homeowners

Loan experts from Countrywide are familiar with your community and can assist you in finding the refinance or equity loan that is best suited for your needs. Use our interactive tools to explore your mortgage options or call Countrywide today to talk with a loan expert at 1-800-224-4207.

1. The relative benefits of a consolidation loan may vary over time and will depend on individual circumstances. The longer the property and loan at a new lower rate and term is kept, the more interest savings can be realized when compared to your current situation. The repayment period of a mortgage loan can generally be shortened when additional funds above scheduled monthly mortgage payments are consistently paid and applied to reduce the loan balance.

Cities of Illinois by Population

* Rate and A.P.R. will vary based on factors such as points, loan amount, loan-to-value, borrower's credit, property type, and occupancy. Rates and APRs assume excellent credit quality and that an escrow account is set up for payment of property taxes, hazard insurance, and mortgage insurance if applicable. Rate/APR assumes a loan amount of $200,000, an 80% Loan to value, a lock period of 30 days. All rates and terms subject to change without notice. Restrictions apply, call for details.