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Countrywide Home Loans in Florida

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Legal Disclaimer

Legal Disclaimer: The Cyberhomes™ property valuation results from the use of some and/or all of the following: automated valuation technology, statistical modeling, public records data (as available from time to time) and human logic combined to provide a rational estimate of the possible selling price of a residential property. This valuation is and does not constitute an appraisal. This valuation contains no representations or warranties regarding a property's marketability, functional or economic obsolescence, environmental damage, compliance with existing building and safety codes and regulations, or flood insurance determination. This valuation does not warrant the accuracy or completeness of any public record information or data sources used to help determine this valuation.

The valuations are provided "as is" and Countrywide Financial Corporation and/or its affiliates (collectively 'Countrywide') make no representation or warranty of any kind, express or implied, with respect to their accuracy, completeness, or currentness, including without limitation the implied warranties of merchantability and fitness for a particular purpose or non-infringement.

This property valuation tool is provided by Fidelity National Financial, Inc. Fidelity National Financial is not affiliated with Countrywide Financial Corporation ('Countrywide') or any of its affiliates. Countrywide makes no guarantees or warranties regarding this property valuation tool and is not responsible for the accuracy of any of the data provided. In processing applications for and making decisions regarding home loan financing, Countrywide determines the value of a property using data and valuation tools that Countywide considers appropriate for its underwriting criteria and internal decision making (collectively referred to as 'processes') and such processes may reach a different valuation than that provided by using this tool. Countrywide is not bound by or in any way obligated to accept, use or refer to the valuation and data provided by this tool in conjunction with any loan application or request for home financing.

Florida Quick Facts

State Population:
15,982,378
State Capital:
Tallahassee
Median Housing Value:
$230,600
Median Income:
$46,574
Avg Household Size:
2.46
Land Area:
53,927 sq mi
State Code:
FL
Largest City:
JACKSONVILLE - 794,555
2006 Data from http://www.census.gov

Florida - The Sunshine State

Florida can trace its name back to Juan Ponce de Leon, who landed there in April 1513 during Pascua Florida, which is Spanish for "Flowery Easter" The first permanent European settlement was set up in St. Augustine by Spain in 1565. It wasn't until 1821 that the U.S. acquired Florida from Spain. It finally became the 27th state of the United States of America in March of 1845.

During the Civil War, Florida seceded from the Union and became a founding member of the Confederate States of America. In 1868, Florida was restored.

Today Florida is the fourth most populous state in the country. Its balmy climate and 663 miles of beaches have made it not only a popular place to live, but also to visit. Tourism is the largest factor in the state's economy. About 60 million people visit Florida each year. Agriculture is the second biggest industry. And Miami boasts a world-class port for both cargo and cruise ships.

The state has long history in aerospace as home to space launches. Booming medical and bio-tech industries are expanding the state economy into new areas.

Mortgages for Florida Homeowners

Floridians can be proud of their state's rich history. For those looking to bolster their investment in their Florida home, there are a number of options for home mortgage refinancing and home equity loans.

A new loan may make sense for you if you want to lower rate or your monthly payment.1 A home equity loan can be used to consolidate higher interest rate debt3 or to pay for needed home improvements. Be sure to explore the various loans available for your specific needs.

Florida Refinance and Equity Loan Options from Countrywide

If you are exploring home mortgage financing options for your Florida home, Countrywide has loan experts who can assist you. They know your community and will work with you to find the best available loan for your needs. If you want to explore your mortgage options, start by using our free interactive tools, or call Countrywide today at 1-800-224-4207.

Cities of Florida by Population

    1. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and/or the total amount paid when compared to your current situation.

    3. The relative benefits of a consolidation loan may vary over time and will depend on individual circumstances. The longer the property and loan at a new lower rate and term is kept, the more interest savings can be realized when compared to your current situation. The repayment period of a mortgage loan can generally be shortened when additional funds above scheduled monthly mortgage payments are consistently paid and applied to reduce the loan balance.

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