Countrywide Home Loans in Alabama

Alabama Homeowners, Need a Home Loan? Get Started

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What's Your House Worth?

Get a FREE estimate of your home's value.

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Legal Disclaimer

Legal Disclaimer: The Cyberhomes™ property valuation results from the use of some and/or all of the following: automated valuation technology, statistical modeling, public records data (as available from time to time) and human logic combined to provide a rational estimate of the possible selling price of a residential property. This valuation is and does not constitute an appraisal. This valuation contains no representations or warranties regarding a property's marketability, functional or economic obsolescence, environmental damage, compliance with existing building and safety codes and regulations, or flood insurance determination. This valuation does not warrant the accuracy or completeness of any public record information or data sources used to help determine this valuation.

The valuations are provided "as is" and Countrywide Financial Corporation and/or its affiliates (collectively 'Countrywide') make no representation or warranty of any kind, express or implied, with respect to their accuracy, completeness, or currentness, including without limitation the implied warranties of merchantability and fitness for a particular purpose or non-infringement.

This property valuation tool is provided by Fidelity National Financial, Inc. Fidelity National Financial is not affiliated with Countrywide Financial Corporation ('Countrywide') or any of its affiliates. Countrywide makes no guarantees or warranties regarding this property valuation tool and is not responsible for the accuracy of any of the data provided. In processing applications for and making decisions regarding home loan financing, Countrywide determines the value of a property using data and valuation tools that Countywide considers appropriate for its underwriting criteria and internal decision making (collectively referred to as 'processes') and such processes may reach a different valuation than that provided by using this tool. Countrywide is not bound by or in any way obligated to accept, use or refer to the valuation and data provided by this tool in conjunction with any loan application or request for home financing.

Alabama Quick Facts

Alabama - The Heart of Dixie

In 1798, Alabama was part of the Mississippi Territory but settlement didn't pick up until after the end of the Creek War in 1814. The Alabama Territory was created in 1817 and became the 22nd state in 1819.

During the Civil War, Alabama joined the Confederate States of America. Its city of Montgomery was the first capital of the Confederate States in 1861. Alabama was readmitted to the Union in 1868.

Historically, Alabama's economy was based on agriculture. It is much more diversified today. Although agriculture still plays a role, the state has added industrial elements, such as aerospace and electronics products, paper, lumber and wood products. Most significant was the creation of a new automotive industry. Alabama is now second in the country in auto manufacturing behind Michigan. Some estimates say it is close to beating Detroit and may do so in 2009.

In recent years, Alabama has earned some recognition. It has been named as one of the least costly states in which to do business, been recognized for job creation, and for having the 5^th overall best business climate, among other achievements.

Alabama Mortgage Refinancing and Home Equity Loans

Are you thinking about refinancing your home mortgage loan?¹ There are some common reasons for Alabama homeowners to consider a new mortgage. The most common are:

Cash-out refi to consolidate higher interest rate debt³

Cash-out refi to make home repairs or improvements

Lower monthly payment

Lower interest rate

Depending on your financial situation, you might consider a refinance loan, a home equity loan or a home equity line of credit.

Countrywide Loan Options in Alabama

If you are considering a new mortgage or equity loan, Countrywide has options available in Alabama. Our loan experts are familiar with your community. And, they are skilled at helping homeowners find the best available loan to meet their needs. Our interactive tools can help you get started, or call a Countrywide loan expert today at 1-800-224-4207.

Cities of Alabama by Population

* Rate and A.P.R. will vary based on factors such as points, loan amount, loan-to-value, borrower's credit, property type, and occupancy. Rates and APRs assume excellent credit quality and that an escrow account is set up for payment of property taxes, hazard insurance, and mortgage insurance if applicable. Rate/APR assumes a loan amount of $200,000, an 80% Loan to value, a lock period of 30 days. All rates and terms subject to change without notice. Restrictions apply, call for details.