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CountrywideHomeLoans.com is a resource for consumers looking to learn about popular mortgage products from Countrywide Home Loans, a division of Countrywide Bank, FSB. Learn about the latest offers that can help qualified borrowers get cash, lower their monthly payments, lower the interest rate on their loan and even help consolidate debt.

Latest Mortgage Articles

DIY Home Remodeling

Do it yourself home remodeling may be a smart way for you to invest in your home. Updating or making improvements to your home often make sense. You can improve the quality of your family’s life while living in the home. Plus, depending on the project, you possibly add value to your home when it comes time to sell. Read the rest of this entry »

3 HELOC Shopping Mistakes to Avoid

Getting a home equity line of credit (HELOC) is a big financial decision — one to approach with care. To help you, here are three mistakes to watch for and avoid. Read the rest of this entry »

10 Smart Ways to Use Your Home Equity

Home equity is the difference between what your home is worth in the current market and what you owe on your mortgage(s). Borrowing against the value of your home with a home equity loan is a popular and sometimes savvy form of credit. Read the rest of this entry »

Countrywide Loan Programs

FHA Home Loans

Deserving homebuyers and existing homeowners interested in refinancing their home may be interested in a FHA mortgage loan from Countrywide Home Loans. FHA loans have flexible qualification guidelines, such as low down payment amounts as low as 3%, that help make qualifying easier than with other loan programs.

Temporary Loan Limit Increases - Now Available!

The recent Economic Stimulus Package approved by the U.S. Congress has resulted in temporary loan limit increases across the country, up to $729,750 in select areas for select products. These changes may result in immediate relief to homeowners with larger loan amounts in higher cost areas of the country, such as California, New York and Florida.*

* Product guidelines and pricing for home loan applications under the temporary "jumbo conforming" loan limit increases will differ from lending parameters for home loans under traditional conforming amounts.

Lower My Mortgage Payment

For homeowners looking to lower their mortgage payments, refinancing can be an attractive option. Refinancing may allow homeowners to replace their existing mortgage with a new one to help lower monthly payments. Learn how you can lower your monthly mortgage payment by refinancing your loan.

Lower My Interest Rate

The interest rate on your loan is just one of several factors that affect your mortgage payment. Find out what determines the interest rate on your loan so you can make a smart decision about lowering your interest rate.

Consolidate My Debt

If you're looking to reduce your overall monthly bills and potentially lower the interest rate on your loans, debt consolidation may be the solution you're looking for. Find out about the advantages of debt consolidation, loan options to help you consolidate debt and learn about smart moves that can help you consolidate your debt.

Loan Calculators

When you're faced with a financial decision - especially when it comes to mortgages - it's important to know where you stand. Use the mortgage calculators to help estimate a mortgage's APR, find out when you'll pay off the loan, and see if refinacing your mortgage will result in savings.

Countrywide in Your Community-Local Information

Countrywide has locations throughout the country and has served communities big and small with their mortgage needs. Whether you're looking to get a new mortgage, refinance an existing mortgage or get a second mortgage, Countrywide can help. Learn about Countrywide's mortgage options in your state.

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